In-app and online expenditures through credit and debit cards increased by around 24% in 2019. It reveals an increasing tendency of consumers today in utilising various digital modes of transactions frequently.
The availability of financial applications like the Bajaj Finserv customer portal-Experia have further simplified loan account management for the customers. The app as well as the web portal ensures Bajaj Finserv customers make online payments of bills, EMIs or any other charges in a few simple clicks.
Existing customers can use this application to check loan statements, service EMIs, acquire various certificates and much more. One can check the status of current payment as well through this portal.
How to check your payment status using Experia?
To check your Bajaj online payment status, you can follow the steps listed below –
Step 1: Navigate to the Bajaj Experia portal using your web browser or through your mobile phone.
Step 2: If you need information regarding any Bajaj Finance online payment, you would first need to access your account. For this, enter your customer ID and password. If you do not remember your password, select the OTP login option.
Step 3: Choosing the latter will ensure that you receive an OTP on the registered mobile number. Enter this on the relevant field to access your account.
Step 4: Next, choose the ‘Services’ section and click on the ‘View Details’ option under the specific loan type which you are currently repaying.
Step 5: Proceed to the e-statement section and choose the option to download the account statement.
Step 6: In this downloaded file, you can view details regarding all payments made towards the loan or advance repayment. If you prepay a part of the dues, the same is also reflected in this section.
The Experia portal offers a streamlined process for Bajaj Finserv online payment. As an existing customer, you must know about the additional features and facilities of this portal to ensure maximum benefits. Interested individuals can also download the Bajaj Finserv Experia app instead of accessing this platform through their browsers.
Top features of the Experia app
Existing Bajaj Finserv customers are allotted a customer ID, using which they can access the Experia portal. You can expect to utilise the following facilities via this platform –
- Easy EMI payments
If you intend to clear your Bajaj EMI payments online, accessing this portal will be beneficial. Apart from clearing instalments for a particular month, you can also choose to part-prepay the existing dues to minimise interest liabilities.
If you have a lump sum amount available at hand, this portal also offers an option for loan foreclosure. To initiate such payments, you would need to choose the ‘Online Payment’ option and select one of the available modes for digital transactions.
- Check any/all pre-approved offers
Besides the Bajaj Finance EMI payment, the Experia portal also allows users to check their pre-approved offers tailored as per their profile. These offers expedite the lending process considerably, easing applications. You can seek such offers on a variety of secured and unsecured credits. You can thus address emergency financial concerns instantly; thanks to such specialised pre-approved offers you can easily check with your basic contact details.
- Buy electronic gadgets and devices online
A Bajaj Finserv EMI Network cardholder can use this online platform to purchase electronic products from network partners of the NBFC. These products are available at No Cost EMIs, eliminating the need to service any interest on such expenses. To purchase these products, select the ‘Menu’ option within this portal and click on ‘Shop Online’.
- Verify loan details
If you are availing credit and need to know the terms and conditions of the advance, you can use this portal for improved comprehension. Further, besides the principal and interest outstanding on such a debt, one can determine the rate at which he/she is servicing the interest. Additional details, such as the processing fees applicable on your loan, as well as all other charges, can also be accessed via the app.
Thus, whether you want to check your Bajaj online payment status or take a look at your loan statements, the Bajaj Finserv Experia portal provides the fastest way to access essential details. Ensure you keep your customer ID and password credentials handy to check such financial details in just a few seconds.
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